So, what does it mean to be wealthy? We define wealth as having enough passive income to cover all your monthly expenses. This means that we will consider ourselves wealthy once we no longer need our J.O.B. (Just Over Broke), but rather can rely on our passive income to live our lifestyle. Now, the reality of building wealth is that it is a slow process and there isn’t a get rich quick scheme. There are investment choices that will make you a lot of money (if you’re lucky and willing to risk a lot) and those same investment choices can cause you to lose your shirt (and then some)! Anyone who tells you any differently isn’t worth listening to! For anyone building wealth from scratch, it’s about laying a foundation, creating processes and following the steps in your system consistently every day. Also known as a habit, in this case a NEW financial habit. Wealth building is a finance game. It’s about learning how financing works and then using that knowledge to your advantage. There are so many ways to use finance to build wealth that it would be impossible for me to summarize them all in a short eBook; however, I’ll summarize here what we have found to be the best foundation for our building wealth.