Product Description This guide was written for the astute executive, CEO, CFO, Controller, COO, VP, Board Member or Business Owner, who appreciates the complexity and importance of insurance issues and who wants to realize all the profit-boosting potential the right decisions afford the company. In too many situations insurance decisions are made piecemeal - over time - at varying levels of corporate responsibility - without an understanding of needs and coverage, costs and benefits - with little or no sense of how the varieties of insurance-related decisions intersect or interact. The objective of the book is to inform the executive in often-overlooked opportunities and share insights and strategies for maximizing the benefits of a comprehensive, well-considered insurance plan. The payoff for a company realized through the application of these strategies include, but are not limited to, the reduction of management time and stress, increased flexibility, reduced risk, cost savings and enhance overall profitability. The information and ideas contained in the guide are based on more-than-a-quarter-century of experience providing insurance advisory and transaction advice and services to public, private, not-for-profit, domestic and international organizations. The book offers a structured approach to understanding the magnitude and import of issues associated with varied insurance transactions written in a down-to-earth manner. About the Author R. Scott Wolff, CIC, CRIS, is a Premier Risk Management, LLC partner. Scott Wolff currently provides insurance and risk management consulting services to public, private and not-for-profit organizations throughout the US. In his capacity as an insurance consultant he does not accept commissions or fees from insurance companies, agents or brokers. Scott s background, experience and insurance education make him uniquely qualified as an insurance professional. He has worked for insurance carriers in the roles of a multi-line claim and loss representative, underwriter, production underwriter, and marketing specialist in addition to owning and operating two insurance brokerage firms. With over 27 years of experience and insight into the insurance industry, Scott is able to help his clients save time and money on their insurance and risk management programs while obtaining better overall coverage. He also holds a Certified Insurance Counselor (CIC) designation along with the Construction Risk and Insurance Specialist (CRIS) designation and currently is enrolled in the Certified Risk Manager (CRM) designation program and is a member of the American Society for Healthcare Risk Management (ASHRM). He has been recognized by the Professional Insurance Agents Association and received its award for Outstanding Achievement. For claim and loss technical training he attended Vale Technical School; for Fire Safety and Protection, the IRM School. Other education includes the Royal Insurance Underwriting School, Sitkins Producer Training, Miller-Heiman Strategic/Conceptual Selling and the National Council for Insurance Marketing. His articles on tips and strategies have been published in a variety of media. He has been a keynote speaker and involved in a number of panel discussions regarding insurance related topics.